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Real Talk Trust: 25 claims in Paper Trail · 3-source verification · $0 from dealers · EN + ES bilingual · Last verified 2026-09-14
  • Georgia Law | Your Rights

    ‘AS IS’ on a Georgia Used Car Buyers Guide: What It Really Waives (2026)

    ByManny Ruiz July 4, 2026September 20, 2026

    AS IS waives the implied warranty of merchantability under UCC § 11-2-316. But NOT written promises, FBPA fraud, title-brand disclosure, or federal Buyers Guide requirements.

    Read More ‘AS IS’ on a Georgia Used Car Buyers Guide: What It Really Waives (2026)Continue

  • Fees & Taxes | Georgia Law

    Georgia TAVT Calculator 2026: How to Calculate What You Actually Owe

    ByManny Ruiz July 4, 2026September 20, 2026

    Georgia TAVT is 7.0% in 2026. Applied to fair market value, reduced by trade-in and rebates. Worked examples across common deal structures. Legacy 6.6% rate expired June 2023.

    Read More Georgia TAVT Calculator 2026: How to Calculate What You Actually OweContinue

  • Financing & F&I | Georgia Law

    Yo-Yo Financing in Georgia: What It Is, Why It Is Illegal, and What to Do If It Happens

    ByManny Ruiz July 4, 2026September 20, 2026

    Dealer post-signing renegotiation. Georgia FBPA § 10-1-393(b) fraud framework. Federal UDAAP if lender involved. Right to unwind and refuse worse terms.

    Read More Yo-Yo Financing in Georgia: What It Is, Why It Is Illegal, and What to Do If It HappensContinue

  • Georgia Law | Your Rights

    Georgia Diminished Value Claim 2026: The One Rule Every Driver Should Know

    ByManny Ruiz July 4, 2026September 20, 2026

    Under Mabry v. State Farm (2001), Georgia is one of the strongest states for third-party diminished value claims. Typical 10-25% of pre-accident value. 4-year statute of limitations.

    Read More Georgia Diminished Value Claim 2026: The One Rule Every Driver Should KnowContinue

  • Financing & F&I | Georgia Law

    Georgia Auto Repossession Laws 2026: What Lenders Can and Cannot Do

    ByManny Ruiz July 4, 2026September 20, 2026

    Georgia allows self-help repossession without a court order, but breach-of-peace bars it. SCRA blocks non-judicial repo for active-duty military. Right of redemption under U.C.C. § 11-9-623.

    Read More Georgia Auto Repossession Laws 2026: What Lenders Can and Cannot DoContinue

  • Fees & Taxes | Georgia Law

    Georgia Doc Fees 2026: What’s Legal, What’s Negotiable, What to Ask Before Signing

    ByManny Ruiz July 4, 2026September 20, 2026

    No Georgia statutory cap on doc fees. Typical range $250-$999. Jimmy Britt at $489 is below-market. Doc fees enter TAVT base. Negotiable in writing before signing.

    Read More Georgia Doc Fees 2026: What’s Legal, What’s Negotiable, What to Ask Before SigningContinue

  • Financing & F&I | Georgia Law

    Georgia GAP Insurance Cost 2026: Dealer vs Credit Union vs Auto Insurance Carrier

    ByManny Ruiz July 4, 2026September 20, 2026

    Dealer-sold GAP in Georgia typically costs $400-$900. Credit union GAP typically $200-$400. Same coverage. 30-day free-look. How to cancel and switch.

    Read More Georgia GAP Insurance Cost 2026: Dealer vs Credit Union vs Auto Insurance CarrierContinue

  • Georgia Law

    Metro Atlanta Emissions Inspection 2026 — 13 Counties, Exemptions, and What to Check Before You Buy

    ByManny Ruiz July 4, 2026September 20, 2026

    13 metro Atlanta counties require emissions inspection. Full list, exemptions, fee cap, and what buyers should check before signing for a used vehicle registered in the area.

    Read More Metro Atlanta Emissions Inspection 2026 — 13 Counties, Exemptions, and What to Check Before You BuyContinue

  • Trampa Procesal de la Ley de Limones de Georgia: La Ventana de 28 Días, la Regla de 3 Intentos y el Reloj de Arbitraje de 1 Año Que la Mayoría de Compradores Pierde
    Georgia Law

    Trampa Procesal de la Ley de Limones de Georgia: La Ventana de 28 Días, la Regla de 3 Intentos y el Reloj de Arbitraje de 1 Año Que la Mayoría de Compradores Pierde

    ByManny Ruiz July 3, 2026September 20, 2026

    La Ley de Limones de Georgia protege a los compradores de vehículos nuevos/arrendados/demostrados con menos de 24 meses / 24,000 millas — pero solo si cumplen con la ventana de 28 días para el intento final, prueban 3 intentos de reparación para la misma inconformidad (o 1 para un defecto grave de seguridad), y presentan el arbitraje dentro de 1 año de la expiración del período de derechos.

    Read More Trampa Procesal de la Ley de Limones de Georgia: La Ventana de 28 Días, la Regla de 3 Intentos y el Reloj de Arbitraje de 1 Año Que la Mayoría de Compradores PierdeContinue

  • Georgia Lemon Law Procedural Trap: The 28-Day Window, the 3-Attempt Rule, and the 1-Year Arbitration Clock That Most Buyers Miss
    Your Rights

    Georgia Lemon Law Procedural Trap: The 28-Day Window, the 3-Attempt Rule, and the 1-Year Arbitration Clock That Most Buyers Miss

    ByManny Ruiz July 3, 2026September 20, 2026

    Georgia’s Lemon Law protects buyers of new/leased/demo vehicles under 24 months / 24,000 miles — but only if they hit the 28-day final attempt window, prove 3 repair attempts for the same nonconformity (or 1 for a serious safety defect), and file arbitration within 1 year of the rights period expiring. Miss any deadline, lose the whole claim.

    Read More Georgia Lemon Law Procedural Trap: The 28-Day Window, the 3-Attempt Rule, and the 1-Year Arbitration Clock That Most Buyers MissContinue

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