Real Talk Compliance Library
Car Buying Compliance Library: 22 Federal and Georgia Rules Explained, Plus 50 State Guides
Every federal and Georgia statute that applies when you buy a car. Written in plain language. Cited to the primary source. Published in English and Spanish. Backed by our public verification register.
22
Statutes covered
10
Federal frameworks
12
Georgia frameworks
$0
Dealer money
Federal frameworks
10 statutes · apply nationwideMMWA
Federal Lemon Law Context — Magnuson-Moss and When to Choose Federal Court
Open cell →ODOMFederal Odometer Act — Rollback Fraud and Your Mileage Disclosure
Open cell →UDAAPUDAAP — Unfair, Deceptive, and Abusive Practices in Auto Finance
Open cell →SCRASCRA — Servicemembers Civil Relief Act Auto Protections
Open cell →ECOAEqual Credit Opportunity Act — Fair Lending in Auto Finance
Open cell →MMWAMagnuson-Moss Warranty Act — Federal Warranty Law and Your Car
Open cell →NHTSANHTSA Recall System — Your Federal Rights When a Car Has an Open Safety Recall
Open cell →TILATruth in Lending Act — What Your Auto Loan Contract Must Actually Tell You
Open cell →CFPBCFPB Authority Over Auto Finance — What the Bureau Can and Cannot Reach
Open cell →FTCFTC Used Car Rule (16 CFR § 455) — The Buyers Guide Requirement
Open cell →Georgia frameworks
12 statutes · Georgia-specificGA FBPA
Georgia FBPA — The State UDAP Statute at § 10-1-393
Open cell →GA RECGeorgia Recording Consent — One-Party State and What You Can Record at the Dealer
Open cell →GA REPAIRGeorgia Auto Repair Act + Metro Atlanta Emissions Requirements
Open cell →AS ISGeorgia As-Is Sales — What the Stamp on the Buyers Guide Actually Waives
Open cell →GA TITLEGeorgia Title Brands — Salvage, Rebuilt, Flood, and Lemon Buyback
Open cell →GA F&IGeorgia F&I Add-ons — Service Contracts and the Cancellation Right
Open cell →GA GAPGeorgia GAP — Guaranteed Asset Protection Rules and Cancellation
Open cell →GA TAVTGeorgia Trade-in — TAVT Credit, Title Transfer, and Lien Payoff
Open cell →COOLINGGeorgia Cooling-Off — No Auto Cooling-Off Period Exists
Open cell →GA TAVTGeorgia TAVT — Title Ad Valorem Tax Mechanics for 2026
Open cell →GA TAVTGeorgia Doc Fees — No Statutory Cap, But FBPA and TAVT Still Apply
Open cell →GA LEMONGeorgia Lemon Law — Statute, Presumption, Arbitration
Open cell →State guides: dealer fees, tax, lemon law and complaint paths in all 50 states
Every state page is fact-gated to primary sources; anything unconfirmed is marked “Not yet verified.”
GeorgiaAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
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Verified by a Named Human
Author & Editor
Manny Ruiz
Retired U.S. Army Sergeant First Class (SFC, Ret. 2016)
Senior All-Source Intelligence Analyst
Dealer-side career: sales floor through sales manager
LinkedIn · About page
Retired U.S. Army Sergeant First Class (SFC, Ret. 2016)
Senior All-Source Intelligence Analyst
Dealer-side career: sales floor through sales manager
LinkedIn · About page
Contact & Corrections
Direct: [email protected]
Phone: 762-815-7105
Corrections: reply to any published page with the URL and the specific claim — corrections logged in writing within 5 business days.
Phone: 762-815-7105
Corrections: reply to any published page with the URL and the specific claim — corrections logged in writing within 5 business days.
Publisher
Real Talk Media Group LLC (Georgia)
Registered agent: Northwest Registered Agent Service
No sponsors. No dealer money. Ever.
Registered agent: Northwest Registered Agent Service
No sponsors. No dealer money. Ever.
Verification Method
Every statute, dollar cap, or regulatory claim on this site is checked against the primary source (state DOR, state AG, FTC, CFPB, NAIC, or official code) with an accessed-on date. Method: /how-we-verify/
This page is informational consulting only — not legal or financial advice. Manny is your coach, not your agent. Final decisions are yours. For legal representation, consult a licensed attorney in your state.