Compliance Coverage · Every Rule Cited
Your state’s compliance data is verified against primary sources in all 50 states as of September 14, 2026 — every page is in the Compliance Library
If your state is not listed: your audit will cite only federal consumer-protection rules (TILA, FTC Act §5 / UDAP, FTC Used Car Rule, Magnuson-Moss Warranty Act, SCRA). Correction 2026-09-18: earlier versions of this page listed the FTC CARS Rule. That rule was vacated by the Fifth Circuit on January 27, 2025 and later withdrawn by the FTC; it is not in force and we no longer cite it.. We disclose this in the PDF and recommend you consult your state Attorney General’s Consumer Protection Division or a licensed consumer-protection attorney for state-specific enforcement.
Verification standard: every fact cross-checked against state government and statute repositories by multiple independent research passes. No dealer money, no filter.
$49 Car Deal Audit · PDF in minutes

Upload your buyer’s order. Get a line-by-line Deal Review Report in minutes.

Photo or PDF works. Upload your Buyers Order. We read it, you confirm three numbers, and you see how many items got flagged — free, before any charge. The $49 line-by-line PDF with statutes is the next step if you want it.

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Have a photo or PDF of your Buyers Order?

Upload it here — it goes straight into the Real Talk audit engine (Manny’s statute-cited rules). This is your $49 Out-the-Door Audit intake — upload first, confirm three numbers, see the flag count free. If you want the full report, pay $49 and the PDF is emailed within minutes (guaranteed within 1 hour). Nothing flagged? You are told so, free, no charge.

The state on the buyer’s order. The report applies that state’s doc-fee, tax, lemon-law and disclosure rules plus every federal check.
Learn about the $49 Audit →

By uploading, you agree to Real Talk processing your document for this audit. The free first look shows flag counts only. If you buy the $49 report it is emailed within minutes of payment (guaranteed within 1 hour or your money back). Limit three free looks per day per email; abandoned uploads are deleted after 48 hours. How your document is handled: text is extracted with Google Document AI, payment runs through Stripe, and the report is sent through Postmark; the file itself stays on Real Talk’s server. It is never shared with any dealer, lender, or marketer. Unpaid uploads are deleted after 48 hours; paid documents 90 days after delivery. Details in the Privacy Policy. Informational consulting only — not legal or financial advice.

Minutes to your PDF $0 from dealers 50 states covered EN+ES bilingual

Verified by a Named Human

Author & Editor
Manny Ruiz
Retired U.S. Army Sergeant First Class (SFC, Ret. 2016)
Senior All-Source Intelligence Analyst
Dealer-side career: sales floor through sales manager
LinkedIn · About page
Contact & Corrections
Direct: [email protected]
Phone: 762-815-7105
Corrections: reply to any published page with the URL and the specific claim — corrections logged in writing within 5 business days.
Publisher
Real Talk Media Group LLC (Georgia)
Registered agent: Northwest Registered Agent Service
No sponsors. No dealer money. Ever.
Verification Method
Every statute, dollar cap, or regulatory claim on this site is checked against the primary source (state DOR, state AG, FTC, CFPB, NAIC, or official code) with an accessed-on date. Method: /how-we-verify/
LAST REVIEWED 2026-08-01
This page is informational consulting only — not legal or financial advice. Manny is your coach, not your agent. Final decisions are yours. For legal representation, consult a licensed attorney in your state.